Credits & Billing
To use the Morpheus Inference API, you need credits. All credits and billing are denominated in USD amounts. This page explains how to obtain credits, how they are consumed, and how your daily credit allowance is calculated.Accessing Billing
To manage your credits, go to app.mor.org and click the Billing tab in the left sidebar.
How to Obtain Credits
There are two ways to acquire credits:Purchase Credits
Buy credits directly with a credit card or cryptocurrency. Credits are added to your Available Credit balance immediately.
Stake MOR Tokens
Stake MOR tokens to earn a Daily Credit Allowance that refreshes every day at midnight UTC.
Option A: Purchasing Credits
You can purchase credits directly from the Add Funds section on the Billing page. Two payment methods are available:- Credit Card — Powered by Stripe
- Pay with Crypto — Powered by Coinbase Commerce
Option B: Staking MOR for Daily Credits
You can earn a daily credit allowance by staking MOR tokens into the Morpheus Marketplace API builder subnet. This gives you a recurring daily credit allocation without purchasing credits directly.Step 1: Stake MOR Tokens
Go to the Morpheus Marketplace API builder subnet on the Morpheus Dashboard and stake your MOR tokens.
Step 2: Connect Your Wallet
Once you have staked in the subnet, return to the Billing page on app.mor.org. In the Staking Status section, connect the same wallet you used to stake and assign it to your Morpheus account.
Credit Usage Order
By default, the API will first consume your Daily Credit Allowance from staking. Once your daily allowance is fully exhausted, pre-paid credits from your Available Credit balance will begin being used — but only if you have enabled the Allow Overages toggle.
| Priority | Credit Source | Description |
|---|---|---|
| 1st | Daily Credit Allowance | Free daily credits earned from staking MOR |
| 2nd | Available Credit | Pre-paid credits (used only when daily allowance is exhausted and overages are enabled) |
How Daily Credit Allowance is Calculated
Your daily credit allowance from staking is derived by three factors:- Your stake — The amount of MOR you have staked in the Morpheus Marketplace API builder subnet.
- Total stake — The total amount of MOR staked by all users in all builder subnets.
- MOR token price — The current market price of the MOR token in USD.
The Calculation
Your daily credit allowance is proportional to your share of the total stake in the builder protocol, adjusted with the current MOR token price:Refresh Schedule
Credits are calculated and refreshed daily at midnight UTC. Your allowance will be recalculated at the next refresh period (midnight UTC) according to your stake, the total staked amount and changes to the price of MOR.
- Staking more MOR increases your share and therefore your daily allowance.
- If other users stake or unstake, your proportional share (and allowance) will change at the next refresh.
- MOR token price fluctuations affect the USD value of your daily allowance.
- Changes to your stake are not reflected immediately — they take effect at the next midnight UTC refresh.